Marsh is The FA’s appointed insurance broker to deliver the National Game Insurance Scheme (NGIS).

It will provide clubs, teams, leagues and match officials with exclusive, robust and competitive insurance products, specifically tailored to the needs of grassroots football.

To play football in a sanctioned league or competition, there are two types of insurance policy required:

• A) Personal accident insurance - this provides protection for someone who is injured in an accident whilst participating in a club activity. This policy could provide either a lump sum benefit or weekly amount (dependent on the cover selected).

• B) Public liability insurance - this provides protection against any claims made by third parties against you e.g. claims for slips and trips or damage to third party property as a result of your negligence.

Additionally, with effect from the 2017/18 season, The FA introduced a minimum mandatory requirement for personal accident insurance for all age groups and formats of youth football.

This requirement will be covered by Rule 22 in the Standard Code of Rules Youth.

The National Game Board also gave their approval for The FA to set the minimum levels of benefit cover which are mandatory and to highlight other levels of cover.

The mandatory levels of cover must form part of the personal accident cover purchased by clubs as part of the affiliation process.

In 2012, the Football Association carried out a review of insurance across grassroots football which highlighted a lack of guidelines, and prompted the introduction of minimum standards across all Counties

The National Game Insurance Scheme (NGIS) has been designed to address this by raising the standard of insurance covers available and to provide more affordable solutions to grassroots football.

Personal accident insurance for Adult 11 a side football has been mandatory for a number of years now and has proven to be extremely beneficial in providing protection and financial support to players at grassroots level.

The NGIS has paid in excess of £1.5m in claims since its inception in July 2012.

Marsh Sport are a national provider of insurance and risk management solutions to the world of sport.

They are currently one of the leading providers of football insurance in the UK, with clients ranging from grassroots through to the EFL and the Premier League.

In 2012, Marsh Sport were appointed by the FA as the approved insurance broker to deliver the NGIS.

Marsh Sport is a trading name of Marsh Ltd.  Marsh Ltd is authorised and regulated by the Financial Conduct Authority for General Insurance Distribution and Credit Broking (Firm Reference No. 307511). Registered in England and Wales Number: 1507274. Registered Office: 1 Tower Place West, Tower Place, London EC3R 5BU.

Clubs have the option to purchase the compulsory insurances either via the NGIS or elsewhere.

Other products are available and independent advice can be sourced from a licensed insurance broker.